Foreign Credential Recognition - Health | Education | Technology | Accounting | Law | Others
  • What is the FCR Loan Program?
  • Who is Eligible?
  • Why choose FCR Loan Program?

FCR Loan program helps internationally trained professionals to get back into their professional field or an alternative field related career field through:

  • One on one counseling
  • career guidance/ Action plan
  • Loan Assistance up to $15,000
  • Resume Review and Resume building
  • Mentorship & Employment Coaching
  • Personalized Professional Advice through ASTTBC & BC Plan

Internationally Trained Professionals who meet the following requirements:

  • Canadian Citizen, Permanent Residence or Refugee with legal documentation representing working status in B.C
  • Proof of education credential and work experience outside of Canada
  • Seeking to get credential and work experience in Canada and/ or undertaking training for Alternative career.


  • Loan can be used for credential evaluation, training costs, examination, membership fees, course material and travel costs
  • Multiple Loan amount from $1000 - $15,000
  • Flexible repayment from one to four years
  • Competitive low-interest rate.


  • Our main focus in processing the application is based on character assessment.
  • Those who are eligible, we require no credit history
  • Flexible payment methods without any penalty

FCR Sectors


This sector is for Internationally Trained Professionals in Healthcare: Dentist, Physiotherapist, Nurses etc.

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This sector is for Internationally Trained Professionals in Education: Professor, Teacher, Counsellor etc.

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This sector is for Internationally Trained Professionals in Technology: Engineer, Architect, Information Technologist etc.

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This sector is for Internationally Trained Professionals in Law.

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This sector is for Internationally Trained Professionals in Accounting.

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If you have an International degree in Sales, Business, HR, or Marketing.

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"FCR program is great for helping internationally trained newcomers to be connected with professionals here in Canada. It helps them to get an idea about the Canadian workplace culture and expectations. People who are trained from other countries can adapt faster to life in Canada, and reduce the time of job searching and getting qualified, with the help and support from FCR." Huiting Wang- Language Instructor

"I am thankful to the FCR team for all the help and guidance. FCR program assisted me with financial support to become a Pharmacist in Canada. I appreciate the FCR team's help at every step of my journey. I will definitely recommend FCR Loans Program to immigrants who want to pursue careers and settle back in their profession in Canada. Thank you so much for making my dream come true!"

"I cannot express my gratitude enough, for all the valuable advice the FCR counselor has given to me regarding the selection of my courses.  The career guidance has opened a door and the prospect of a brighter future and plays a key role in shaping me into a successful person in the future. Thank you for the life-changing guidance and I will forever be grateful for your guidance and kindness. I appreciate the extra time you spend answering my questions. Thank you for everything you do!" "Thank you so much for being an incredible advisor and an incredible listener. You constantly help me put things into perspective and prepare me for great things in the future. Thank you!"

I would like to thank you the FCR staff for helping me out in getting my loan approval. I have been struggling financially and really wanted to complete my professional studies. PICS FCR department helped me in achieving this dream of mine. FCR Team was very efficient and kind who were always there to help, and answer my questions throughout the process. They helped me in every step of the loan application and made sure that I am comfortable accessing this program. They made this journey smooth and now I am almost done with my courses.  Thank you!

" I am Mohammed, a new resident of Victoria. I am very thankful to FCR Counsellor and their team for guiding me with their services and excellent mentorship. With the help of their professional career guidance, I am employed and my family is settled. Thanks once again to FCR Program and its team. Just wanted to say keep up the good work "

I would like to express my gratitude and appreciation to the FCR Loan Program for their assistance and financial program. I am grateful beyond measure for my  considerate and obliging FCR counsellor. Having their kind support and guidance, I could  move forward smoothly without any inconvenience or hassle.  I highly recommend the FCR program to international graduates who are willing to pursue their career within their professional scope. They are people who make you feel you are not alone but valued.   Atyeh Ebadi, MD Internationally graduated Dermatologist

A big Thank you to FCR Team and my financial and career counsellor who has been very supportive and kind in helping me out in working towards my goal. Really appreciated all your follow-up. I will be pleased to refer my friends and family who are looking for these kind of services. It will be very helpful for new comers to Canada. Thanks so much.

"I am very grateful for the help I have received from the FCR program. From the casual inquiry email to finalization of the FCR assistance, FCR program has resolved my each and every query. Now, It will cater to my dream to be a licenced Pharmacist in Canada. I came to know about FCR assistance via University of British Columbia website and I must say it changed my course of life. With FCR assistance I can envision myself as a future pharmacist in Canada. And I hope lots of international graduate like me get to know about the program which is the real HOPE!! Thanks to PICS-FCR program and the Entire PICS team who made it possible!!" Best regards, Prachi Singh

I would like to express my appreciation for all the efforts that my counsellor put into getting the approval of FCR loan. As a FCR career and financial counselor, she  have always been helpful and a supporter of me and surely, other clients as well. And I will definitely introduce the PICS -FCR services  to others. Regards, Yousef Alan

"I was working at a warehouse when I decided to upgrade my skills but unfortunately I don’t have financial support from the government as my institutions are not a designated school to student loan yet, so they introduced me to the PICS - FCR Loan Program. . There I met the Surrey FCR counsellor who has been very helpful to me regarding financial assistance with low interest. I've been enrolled for a 8 months Full-time Electrical Foundation Program @ ACE college in Surrey which had already started in June and will finish January 2022. FCR loan program helped me to pay the tuition fees, to buy a laptop and for living expenses. Thank you FCR for helping me to pursue my new career. Edwin

I would like to express my gratitude and appreciation to FCR Loan Program for providing me the opportunity to achieve my career goals. FCR team expertise and help have been invaluable. I am grateful beyond measure for my counsellor 's support and compassion throughout this process. Counsellor's guidance made it much easier to work through and move forward smoothly without any hassle. I highly recommend FCR team to immigrants who need to pursue their career in their own professional sphere. Hooman Farkhondeh

My dear counselor and the team behind her did a fantastic job, it was quick, efficient and very professional. I was very satisfied with this program which helped me to continue my education with less worry. My path is now clear and I can focus on my studying and have peace of mind while doing it. this platform provides a great help to assist new immigrants to move forward in the best way possible. I wish all the best for the team. Mandana

I just want to say that I cannot thank my counsellor  and FCR team enough for creating a program that assists international educated professionals get their credentials recognized here in Canada. My journey won't be as smooth sailing if I have not found this program.  I now embark on my next journey to become a Canadian certified nurse by completing a bridging program. Without my counsellor's , I couldn't have continued this final step which is the most crucial of them all. More power and continue to be a blessing to others! Sincerely, Liza

I was amazed when I first came across FCR. It's an amazing platform for new commerce to make feel at home. More so in my case, FCR career counsellor  followed with me regularly, while it should I have been vice verse. I can't thank FCR enough for all the support I got. Especially when I just immigrated and my laptop went for a toss. FCR helped me get a loan instantly which I would be forever grateful for. I wish FCR all the best. Regards, Sandhya

"Discover your passion.  Education is the key to knowledge for you to find your passion.  And once you find your career path, it is easier to achieve fulfillment.  Thank you FCR for bridging the gap between those aspiring individuals who want to continue their education and to the institution that support these individuals."   Thank you,   Carlito

"I am so grateful that I was connected with FCR. They were so helpful. I had the deadline and they were so considerate and made all the arrangements within a week. I was connected with Vancouver Career counsellor, a very humble lady. She is remarkable, she explained me everything even the rate dropped after my loan was approved but before I signed it, so she made sure that I get that new rate applied. She went far and beyond. Very Thankful to her and FCR." Sahra Rahim (Bio-Medical Data Analyst)

"I would like to thank all FCR family for helping me getting back on track. As an immigrant in Canada, you need to adjust everything and adapt its weather, culture and even their education system. Being a Registered Nurse back home, I wanted to pursue and continue my study here in Canada but the system here is very much different from back home. FCR family helped me, encouraged and motivated me to get my license here as an RN. I might still be in progress but I wouldn't be here where I am now without their help and I am so grateful that they believed in me. To all Foreign Professionals, don't lose hope. FCR family will always be there to help everyone of us."  Czarina

The FCR program for new comer is the best program for those who newly come  to Canada specially BC. It helped me with my problems and obstacles that I had for finding job and continue my studies. It helped me to have financial assistance for the courses which I wanted to study, evaluation of my home country graduation documents ,how to make a good resume, and to find me desired job. Thank you!

I am so thankful to PICS and FCR program for the services that enables an immigrant to pursue their career in their own professional sphere in spite of any retarding constraints, may it be pandemic or financial hurdles and that too without any procrastination. Let me take this opportunity to thank my counselor for her untiring help and unceasing support in every move from course selection to loan sanction and still continuing even after is itself a driving force for me to gain momentum to achieve my vocational goal. I strongly recommend every new immigrants to utilize this privilege before stepping on to the threshold of Canadian job market to be competent enough by upskilling rather than compromising. Purnima Hari –PIDP-Instructor

"I am quite impressed with all the guidance, suggestions and inputs received from you to shape my career. I was well directed to join the EA course at Western Community College , Surrey. It was always my passion to become a teacher and now I think I am on the right track. My course is almost coming to the near end and I am quite confident that I pursue further more studies to be a teacher. I truly appreciate the opportunity you have provided including securing the study loan from Vancity bank for tuition payments. I am glad to come under your guidance. Thank you again for your commitment, counseling and putting me on the right track". Regards, Lakhwinder Singh

“It is a great pleasure to share my experience regarding PICS and the services that I availed. My Career counsellor and the entire team helped me in providing valuable information regarding my dream career trajectory. They provided me information through seminars, webinars and introducing us to people who shared similar career journeys. Such programs helped me to maintain my zeal and encouraged to work on my education and transferable skills amidst period like COVID19. Also, they encouraged me to avail FCR study loan program that is really helpful for immigrants like me who want to begin their career in secured financial environment. The counsellors at PICS are really dedicated to their job and are available for their client to help them take wise decisions. I am so happy to find such a great help and continue to share good bond with PICS staff. I highly recommend this program to everyone who seeks suitable career guidance and financial assistance to live their dream career"

I have heard about Progressive Intercultural Community Services (PICS) Society - Foreign Credential Recognition Program through the social media, Facebook. They made an advertisement regarding a free seminar for those who just came to Canada and has a career to be a teacher. I vividly remember that the seminar addressed different concerns and gave us information about teaching and how does it work in Canada and because of that I have the chance to talk to one of the FCR Career and Financial Counsellor She helped me regarding the financial loan program that can assist me in getting an online course that I needed as an English as a Second Language teacher. The FCR program assisted me with resume review and resume building when it comes to writing my resume. She gave me appropriate advises that truly helped me in the career path I am going to take here as a permanent resident. The FCR Program and counsellors made sure that despite the COVID-19 situation the financial assistance and its processes are done as smoothly as possible without delay and hassle free. Thanks to the counsellor and to the FCR program. I pray that they can help more people like me. Many thanks, Almie Herberly

I take this opportunity to appreciate and thank the FCR Program and Counsellor who guided me to get through financial assistance in the form of a study loan from Vancity. The overall process was well guided and my counsellor left no stone unturned to make it happen even in the midst of hard times (covid-19 pandemic). She is so good and cooperative that my words may fall short to describe her assistance provided at each step. I have high regards for PICS which provided me with the services of such helpful and friendly staff members. I highly recommend PICS to all newcomers. It is just like a second home for them who need proper guidance, education and assistance in the very initial years of their settlement in Canada.

As a new immigrant in Canada, I was curious to get back to my professional job after landing in Canada. After attending counselling sessions and speaking to my career advisor at PICS, Vancouver office I got to know about the Foreign Credential Recognition Loan Program which would help me get my International Degree evaluated here in BC and later I can apply to jobs. PICs also guided me in editing my resume according to Canadian Job Market and are still keeping in touch with me every time to give me any important information that will be helpful for me as a new immigrant in Canada. I am thankful to the entire team of PICS - FCR those who helped me in extending the moral, as well as financial support and I, would definitely recommend FCR for new immigrants.

It is my pleasure to thank the FCR counselor, my employment Coach and the FCR loan program for their brilliant roles in finding financial support in order to continuing studies and getting new sources of useful information. They are very hardworking people, very fast in providing help and answering questions. I would definitely recommend newcomers to use this program to help them just focus on their job's technical aspects  and feel free about financial issues.

I would like to thank my Foreign Credential Recognition career and financial counsellor, who is amazingly helpful and professional, supportive and responsive. FCR program provided me professional and financial guidance through the loan application process really well. FCR program and team did a great job following up every step of the way. That was a great experience for me. I highly recommend PICS Foreign Credential program for the services they provide. I would definitely use their services again!

Sometimes you have to break down to have the pieces to build yourself up again. Thank you for your time and information FCR, especially my counsellor. I contacted FCR ,from work BC, They were more than helpful. FCR team has helped and supported me all to learning new things and challenging for new job. They helped me achieve my current goals. Thank you FCR:-)  

“ Many people had succeeded in finishing their equivalency process in Canada. But how many were able to get the Canadian experience before they apply to work!!?. Myself , I have tried so many times to apply for jobs. The common question was “ Do you have Canadian experience!?”... To overcome the “No” answer. I contacted FCR program and they were more than helpful. In a very short time, I started already my volunteering and started my Canadian experience. FCR Team has helped and supported me all the way to get my volunteering. Even more, they believed in me, and started to help to paint my future in Canada. Thank you!

PICS - FCR program is doing a great job at helping people like me pursue their dreams! The FCR program has helped me study nutrition, so I can help incorporate it into the school curriculum! Thank you so much for all your help! :)

Thank you PICS FCR and staff for your time, advice and dedication to help me out for my upgradation. We just landed in Vancouver on 12th Sept. 2019 and were trying to get settled down with new culture and community. I have been working as Assistant professor of Chemistry for about 5 years and here also I want to pursue my career in academics only. So I started job search by applying online at many vacancies but finding a job in Canada is quite different than what I used to do in my home country India. Here networking and soft skills are very important, which I came to know about after meeting FCR Counsellor. I am thankful to PICS for your guidance and assistance to upgrade my skills and knowledge by enrolling in Provincial Instructor Diploma Program, which eventually be helpful for my job search. I would also like to thank Vancity bank for approving loan for the fees of my course. After my application, the loan process was completed within a week, the rate of interest and processing charges are affordable. I am grateful for the guidance FCR counsellor has provided me about PIDP course. With her guidance, I am taking online course so that I can also take care of my 3 years old son. I started this course online and I am sure this course would not only upgrade my soft skills but also enhance my teaching methodology.

I have worked with several institutions for learning and employment, and FCR is one of the best among the service agencies. They went directly toward the problems without wasting time, and by helping me to plan and making the necessary appointments, they helped me achieve my current goals. At each stage, Meena was patient and diligent in providing explanations and sending me well-timed information and answers.  A great technology advisor, Jacqueline, also provided me with valuable and helpful information on related courses and resources. I wish these folks and this institution success.  

PICS FCR is one of the best among the service agencies.

"I want to thank the FCR Program for helping me with my Career Action Plan and credential assessment.  I have received my credential evaluation report and has been accepted in the Teacher Assistant program at Surrey Community College. I feel very happy with my enrolment and today I will be attending my first class. I really appreciate the work of my counsellor and FCR program. This has given me the opportunity to settle back in my related career."  

"The staff of FCR program is fantastic, very professional and made sure I got the help I needed. With FCR loan amount,  I am able to pay my rent and other expenses while completing my addiction counselling practicum to become an addiction counsellor. These FCR services has  provided me with the opportunity to concentrate on my practicum".

" When I met the FCR counsellor in Vancouver, I had no idea about this program (FCR). She explained everything to me in a very detailed manner. I highly appreciate the time she spent to take me through the program and helping me with the application process. FCR counsellor made the process super easy and quick for me. Her experience and knowledge benefited me to choose the right option. I highly recommend this program to anyone who is seeking to get low interest loan with minimum hassles. After getting the loan approval, I am financially more confident and able to concentrate on my studies than worrying about the fees. Thank you Meena and her team !"

"My sincere thanks to PICS and my Counsellor whom I met @Vancouver Job Fair. With my counsellor’s guidance and career action plan, I decided to take the Instructional skills workshop in Victoria. I used the FCR loan to get my credentials evaluation and to pay the fee of ISW workshop. PICS paid for my travel expenses and as a result of this program, I am working part-time as an assistant instructor at a community college. Sincere thanks to the FCR program and my counsellor".

"I want to take this opportunity to thank my career counsellor Meena, and the FCR loan program for their amazing role in facilitating loans to new comers for continuing studies. They are amazingly fast and provide help and support to anyone who plans to get their foreign credentials evaluated. My experience with Meena was great, the loan process was very fast and I accessed the money with little to no wait. The FCR program is very helpful for any one who is eligible and I highly recommend going through them.Thanks again Meena and FCR  loan program."

The Foreign Credential Recognition program helped me to pay for my MCCQE II, ILETS and other certifications. T as well as some upkeep as I had to to my clinical trainee program which was an unpaid position so I definitely needed help. The process was smooth, the staff were polite and kind and the Loan was approved in no time. Thank you FCR loan program. I won’t forget this.  

Since I came to Canada 2014, I was trying to find a way to prove myself. To be a dentist in Canada is costly. However, I had to go this hard way, I started already doing my exams, successfully finished two of them but It was hard for me to go to the last step without the FCR program. They helped me a lot, by giving me clear clues about my main plan as well as the alternative ones. When I applied for the loan, in less than 24h, I got the approval and in less than 3 days, the money was already in my account, ready to go. When you get the loan, theoretically, you think job is done.  No, it did not. FCR program will be still supporting you tremendously by sending you all the events and the opportunities that might be helpful for you. I’m really grateful for them and without them, I would not be able to move forward Big Thank you"

I feel by my heart that I was so lucky that PICS staff had saved my e-mail after I visited their desk in a job fair and had a short conversation with them. I immigrated to Canada with a 25 year experience of being a clinical psychiatrist and at the same time an associate professor of psychiatry. Although it was distressing to fell behind all my brilliant professional history, but to support my family financially I employed as a driver in my entry career to Canadian job market. I had given up to follow my dream of being a psychiatrist in Canada because of having no support by the time that I was informed about the “FCR Loan Program” by the compassionate and hardworking PICS office members. I appreciate greatly the staff’s efforts and especially Meena Verma kind advices, notifications, and follow ups for providing me the loan. Meena helped me to have my confidence back and directed me to go for my genuine and beloved profession of psychiatry by registering for MCCQ exams and working hard for it.

I would like to thank you Meena for all the efforts you have made in order to facilitate obtaining my FCR loan. I highly appreciate the care, efficiency, and support you have shown. I landed in BC two months ago, and now I am able to start my certificate equivalency process smoothly. So would like to thank PICS for their efforts in helping new comers, and I recommend PICS-FCR program for those who seek a reliable source for financial support.

My experience with FCR programme has been exceptionally good . They truly understand the struggle of immigrants and help you at each step in your professional journey. The staff is super friendly. I got an appointment with ‘Meena Verma ‘ right away and she  worked so efficiently to get my  loan approved for the exams in order to practice dentistry in Canada . I will highly recommend this programme to all the professionals seeking some sort of financial help. Can’t thank them enough for the wonderful job they do.

Thank you Manmeet so much for helping me arranging finances for my exams. I feel myself lucky that I could contact you. You were so helpful and kind that I instantly connected with you and felt at ease talking to you about all my problems. I immigrated to Canada from India as a skilled worker (professional, Doctor) and as you know, in Canada you have to write all the exams to get license for practicing medicine and the whole process is very expensive. When I received a mail from Ms Raj Brar regarding FCR program, I at once applied for the loan and met her, the very next day and she directed me to you. You were so nice to help me and made the whole process so simple, that at no time I could feel that I am in foreign land. I got the loan within 2 weeks and that also the full amount, which I needed. I feel that I will definitely achieve my desired goal with your help and could serve the Canadian society. I am pleased to share with you that I have cleared my first exam and my next exam is in March 2019 for which I am preparing. Thank you once again for your kind help and my special thanks to Ms Raj Brar also. God bless you all.

ASTTBC was please to be a Gold Sponsor of the 2019 Wood Design Awards and pleased to invite as ASTTBC guests, new provisional member (L) Shakun Singla and (R) Sherene Kurien (application in process). Shakun Singla has a background in Architecture and a Masters in Urban Design from UBC and Sherene Kurien has a background in Mechanical Engineering and a Masters of Science in Management. Both are part of the PICS FCR Loans program, extremely bright and are seeking their first professional opportunity in Canada. They are pictured here with Jacqueline de Raadt, Manager, Community Relations, ASTTBC.

I was a teacher in middle east and needed some financial supports to evaluate my bachelor and master degrees and become ready for academic IELTS. I applied for FCR loan program and my loan became ready in less than one week. I appreciate Meena Verma in Main street branch for her guidance, help and patience during the process too.

I was impressed with the convenience and streamlined approval process. The process was smooth and I received my funds in a couple of days. It helped me to take first step towards my long term goal to restore myself in my parent profession. The experience was great and FCR Program made me feel valued.

"I was in a Skills Link Program for youth in PICS when the FCR Loan Program was introduced to me. Being a new immigrant to Canada with an education and work background in the health care industry in the Philippines, I know that I needed to upgrade my foreign credentials in order to legally practice my profession and to be recognized as a Nurse in BC. Upgrading would mean that I need to pass a series of English and licensing examinations before I could be registered in the BCCNP. This brought a financial challenge to me since I had only been starting to settle in Canada and my income was barely enough to meet my family's daily expenses. Thankfully, the FCR staff, especially Manmeet who was my career counselor, were very patient in planning and discussing with me every detail of my career plan and how the program can help me achieve my short- and long-term career goals. The staff were very helpful and even went beyond what was expected of them by reaching out to the nursing regulatory body to clarify any questions and uncertainties that I had. With the FCR Team's full support, I was approved for a loan amounting to $1600, enough to cover my English test preparation course and examination fees, and my NNAS credentials evaluation and registration. It also brought me peace of mind knowing that I will be financially capable to achieve my career goals without having to worry about providing for my family's needs. Just recently, I got hired as a residential support worker and I am excited that I am one step further in the path towards reaching my dream to become an RN in BC. I am very grateful for the wonderful opportunity that PICS and the FCR Loan Program has given me."

“Very pleased, that I chose to go with FCR program through PICS Work BC. As a recent independent skilled immigrant from a regulated profession, starting a new life in Canada was always a big concern for me, especially with limited financial sources, all I know was my journey won’t be easy! I am a registered architect in my home country and the initial stepping stone for finding a job in Canada in a regulated profession was foreign credential recognition. While exploring my other career options in architecture and planning industry to get started, I came across ASTTBC- Applied Science Technologists and Technician Certification body and by the support of my case manager at Work BC, I got in touch with Jacqueline, from ASTTBC and after that one meeting I was pretty confident to apply for my certification and the next step was to figure out the funds required for the same. So, my case manger introduced me to FCR program under the PICS Work BC roof and the staff at FCR program took care of everything right from the micro loan to my application with an expedited approach, and in mere 4 weeks, I was able to apply for the long awaited certification. The program has definitely taken the finance burden and other initial concerns during my transition in Canada. All I want to convey is my genuine thanks to all my path wavers, Ms. Raj Brar, Ms. Minal Chiplunkar, Ms. Jacqueline de Raadt, Vancity and the whole staff at FCR office for being so wonderful and supporting while working towards my ultimate career goals. I can assure my program sponsors and coordinators that they have made a rightful investment, as they were able to see a certified architectural technologist in no time, which is ready to give back to the community through her skills and support. I would definitely recommend every new immigrant to BC, considering FCR program, for their overall career support and development. Thank you for everything!"

"It was a very fast process with Progressive Intercultural Community Services (PICS) and Vancity Bank for the personal loan program. After my application, the process was completed within couple of weeks then I got my loan. Although the loan was not to what I applied, but the rate of interest and processing charges were very much minimal too."

Upcoming Events

Foreign Credential Recognition Loans Program is hosting an Information-session for Internationally Trained Professionals who want to get back into their Professional sector in Canada.